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Marc Hamilton
10 Mistakes People Make When Sorting Their Own Life Insurance
Sorting your own insurance isn’t automatically a bad idea. Some people have relatively straightforward needs
Marc Hamilton
Think a Pre-Existing Condition Means No Health Insurance? Not Always
A lot of people assume once they’ve had a conditions like a bad back, anxiety,
Marc Hamilton
What Every New Zealand Tradie Needs to Know About Business Insurance
Almost every tradie spend money insuring their tools, ute, and gear with commercial insurance. Almost
Marc Hamilton
The 5 Insurance Types Many New Zealanders Want Clarified
Insurance has a talent for sounding more complicated than it really needs to be. We
Marc Hamilton
The Risks of Replacing Life Insurance Policies
A lot of people assume newer insurance policies are automatically better. Sometimes they are. Sometimes
Marc Hamilton
What Good Insurance Advice Actually Looks Like
A lot of people assume insurance advice is mainly about finding the cheapest premium. Honestly,
Marc Hamilton
Insurance Adviser or Insurance Salesperson? There’s a Difference
Insurance advice is not the same as insurance sales. Advisers are focused on empowering clients
Marc Hamilton
The Real Reason Insurance Advice Takes Longer Than People Expect
One of the more common frustrations around personal insurance is how long the process can
Marc Hamilton
What Happens in the First Meeting With an Insurance Adviser?
Make sure the first meeting with an insurance adviser doesn’t stress you. For a lot
Marc Hamilton
What Does an Insurance Adviser Actually Do in New Zealand?
A lot of people in New Zealand aren’t entirely sure what happens when they work
Marc Hamilton
Do Cheap Insurance Premiums Really Cost More?
The Most Expensive Insurance Policy is one That Doesn’t Pay! When people compare life insurance
Marc Hamilton
Southern Cross Policy Changes 2026: What They Mean for Members
Southern Cross has announced policy updates effective 1 April If you’re here to find a
Marc Hamilton
Parent Boost Visa Health Insurance Series: If You’re Coming from South Africa.
The following is specific to UniMed/Accuro ParentStay Policy, and how it works with the new
Marc Hamilton
Parent Boost Visa Health Insurance Series: Comparing UniMed ParentStay vs Orbit
Planning a Parent Boost Visa? If you’re applying for the New Zealand Parent Boost Visitor
Marc Hamilton
Parent Boost Visa Insurance Series: A Guide to Accuro ParentStay Health Insurance, Costs, and What to Expect
Why the Parent Boost Visa Matters For many families, the Parent Boost Visitor Visa represents
Marc Hamilton
Parent Boost Visa Health Insurance Series: If You’re Coming from the UK/EU.
UK Parents & UniMed/Accuro ParentStay Insurance: Premiums, Visa Requirements & Cost Breakdown. This blog only
Marc Hamilton
Parent Boost Visa Health Insurance Series: If You’re Coming from India.
This blog looks only at the UniMed/Accuro ParentStay Policy, the Parent Boost Visa Health Insurance.
Marc Hamilton
Parent Boost Visa Insurance Series: A Practical Guide to Orbit Health Insurance, Costs, and What to Expect
Why the Parent Boost Visa Exists New Zealand introduced the Parent Boost Visitor Visa to
Marc Hamilton
Parent Boost Visa Health Insurance Series: If You’re Coming from the USA.
This blog looks only at the UniMed/Accuro ParentStay Policy, the Parent Boost Visa Health Insurance.
Marc Hamilton
Parent Boost Visa Insurance Series: What You Need to Know
Imagine your kids growing up waving goodbye to nana or pops over a zoom call
Marc Hamilton
Parent Boost Visa, for More Than Just a Holiday
If you’ve built a life here in New Zealand – career, house, maybe a couple
Marc Hamilton
Tax Deductible Income Protection for the Self-Employed.
Indemnity Income Protection for the Self-Employed: What You Need to Know If you’re self-employed in
Marc Hamilton
Why Are Gen Y & Gen Z Buying Life Insurance Earlier Than Gen X?
Gen X Had Cheap Houses, Gen Y and Z Got Debt. Lots of It! Gen
Marc Hamilton
Why Your Health Insurance Premium Increase Was So High!
Health Insurance Premium Increases, Higher Than Expected If you have health insurance you will be
Marc Hamilton
Is ACC Cover Plus Extra Right For You?
What is Cover Plus Extra Cover Plus Extra is ACC‘s answer to many of the
Marc Hamilton
Is Income Protection Taxable?
When it comes to income protection insurance in New Zealand, understanding tax implications can feel
Marc Hamilton
What are Non-PHARMAC funded drugs?
PHARMAC, New Zealand’s Pharmaceutical Management Agency, is the gatekeeper of the nation’s medicine cabinet. Established
Marc Hamilton
FREQUENTLY ASKED INSURANCE QUESTIONS
Insurance can cause confusion for many and it’s the type of subject we should all
Marc Hamilton
FIDELITY LIFE WITH COVER YOURS
Understanding Fidelity Insurance in New Zealand: A Guide by Cover Yours Insurance Well done reading
Marc Hamilton
PARTNERS LIFE WITH COVER YOURS
Well done reading the small print. Cover Yours Insurance are fully independent and we are
Marc Hamilton
ASTERON INSURANCE WITH COVER YOURS
Well done reading the small print. Cover Yours Insurance are fully independent and we are
Marc Hamilton
AIA INSURANCE WITH COVER YOURS
Well done reading the small print. Cover Yours Insurance are fully independent and we are
Marc Hamilton
WE’RE INDEPENDENT INSURANCE ADVISERS
The Benefits of Using an Independent Insurance Adviser Life and disability insurance ranks among the
Marc Hamilton
EXISTING CONDITION AND HEALTH INSURANCE
PRE-EXISTING CONDITIONS IMPACT HEALTH INSURANCE The lack of funding, services and availability of drugs in
Marc Hamilton0 Comments
BE PREPARED FOR THE LOSS OF A KEY PERSON.
Preparing For A Key Persons Longterm Absence. Hey, Kapiti business owner, are prepared for the
Marc Hamilton0 Comments
LEVEL OR STEPPED LIFE INSURANCE?
What’s the difference and what’s the best for you. When it comes to life insurance,
Marc Hamilton
ACC CLAIMS AND ACC LEVIES, GET THEM UNDER CONTROL.
It may even be a money saver, tradies you’ll want to read further. ACC is the
Marc Hamilton
POWER OF ATTORNEY MEET INSURANCE POLICY
What is an Enduring Power of Attorney (EPA) and why am I reading about in
Marc Hamilton0 Comments
Does ACC Wind You Up!?!
ACC, is hated by many self-employed as often a claim never reflects the amount that
Marc Hamilton0 Comments
STAFF HEALTH INSURANCE FOR KAPITI SME’S
We all think of ourselves as good employers and like to be respected by our
Marc Hamilton0 Comments
Debt Protection Insurance
Many businesses have debt. They need it for vehicles, stock, machinery, and … everything generally
Marc Hamilton0 Comments
Key Person Cover
Any business has a key person, this is the rain maker, the one or two
Marc Hamilton0 Comments
What is Trauma Insurance?
Trauma Insurance … or Critical Illness … or Progressive Care … or any number of
Marc Hamilton0 Comments
LIFE INSURANCE OPTIONS
Life cover … life cover is exactly what you think it is. A lump sum
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Personal Insurance and ACC Working Together
What is ACC? ACC, the Accident Compensation Corporation, is mandatory insurance that every New Zealander pays.
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HEALTH INSURANCE ON A WORK VISA.
Do I Really Need Health Insurance In NZ? You’re visa requirements may mandate health cover
Marc Hamilton0 Comments
LEVEL LIFE INSURANCE IN RETIREMENT.
Yes, you do as Death comes carrying an invoice.
Marc Hamilton0 Comments
INCOME OR MORTGAGE COVER: WHAT’S THE DIFFERENCE?
Income Protection/mortgage protection are monthly payments if you can’t work through illness or injury.
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